DISCLAIMER

DIS/CREADIS is aware that fraudulent web pages and/or email servers present themselves as DIS/CREADIS employees, affiliates, agents, or representatives. They might try to gain access to your personal information, acquire money or other valuables from you by offering fictitious employment opportunities or claiming that they are contacting you on behalf of DIS/CREADIS. The contacting individual or organization may, for example, claim that they can provide you with a job if you pay them. Such fraudulent offers and claims are usually received via email, the internet, text message or phone. These claims and offers are fraudulent and invalid, and you are strongly advised to exercise great caution when you receive such an offer of employment or notice. Please be very careful of such scams.

Below, we list some of the features such an offer or claim may have:

• It may propose a phone or instant message program interview as a precondition to receiving information about a job offer

• Money or fees may be requested to process an action (Job application, work permit, etc.)

• You may be asked to disclose private, sensitive, or confidential information

• You may be told that you were contacted in such a manner because it is a matter of urgency

Such an offer or claim will probably be in the form of an email sent from a fake email address or a free email provider and not from an official DIS/CREADIS email address. However, please take extra caution while examining such an email address. In addition, the perpetrators may misspell an official DIS/CREADIS email address or use a slightly modified version of an official DIS/CREADIS email address. This can also happen through fraud webpages using stolen DIS/CREADIS logo and information.

Please note that we will never ask you for money in exchange for employment opportunities or other similar services. Please disregard any written or oral request for a job offer or an interview that you believe is or might be fraudulent or suspicious. If there is any doubt about the authenticity, please always go to the official webpage creadis.com for correct information.

Please note that under no circumstances shall DIS/CREADIS be held liable or responsible for any claims, losses, damages, expenses, or other inconvenience resulting from or in any way connected to the actions.

DIS/CREADIS is very sorry for the inconvenience and losses you might have experienced; however, DIS/CREADIS is also a victim in these cases, and we are doing everything in our power to stop this fraud from happening.

We strongly encourage you to immediately report the webpage/email upon receiving a suspicious offer or claim as we experience that this is the most sufficient way of shutting down these web pages/emails.